Exasure IRA

AI-Powered Underwriting Intelligence Platform

Faster Risk Assessment. Better Decisions. Stronger Underwriting Performance.

Exasure’s Intelligent Risk Assessment Platform helps insurers automate risk evaluation, improve underwriting decisions, and accelerate quote turnaround times.

By combining AI-driven risk intelligence, automated data extraction, predictive analytics, and workflow orchestration, the platform enables underwriters to focus on decision-making instead of administrative work.

Key outcomes

Faster time-to-quote

Improved risk selection

Higher underwriting productivity

Better pricing consistency

Reduced operating costs

Industry Challenge

Insurers face increasing submission volumes, growing data complexity, and pressure to improve underwriting performance.

How Exasure IRA Helps

Automated Submission Data Availability
Faster Underwriting Decisions
AI-Powered Risk Assessment
360° Risk Visibility
Connected Underwriting Workflow
Enhanced Underwriter Productivity

What the Platform Does

AI-Powered Risk Intelligence

Real-time risk scoring
Claim propensity prediction
Explainable AI recommendations
Automated underwriting summaries

Intelligent Data Intake

Automated extraction from ACORD forms, applications, and loss runs
Data validation and standardization
Automated Data Population Across Systems

Underwriting Workbench

Unified risk view across data sources
Workflow orchestration from submission to bind
Automated task routing and prioritization

Risk Enrichment

Third-Party data augmentation
Location intelligence and geospatial risk insights
Real-time risk profile enrichment

Open Integration Framework

API-first architecture
Seamless integration with core systems and data providers
Enterprise-scale deployment

Business Impact

Increase Underwriter Productivity

Reduce administrative effort and enable underwriters to focus on complex risk decisions.

Accelerate Quote Turnaround

Automate intake, analysis, and risk evaluation to speed up underwriting workflows.

Improve Risk Selection

Leverage predictive analytics and AI-driven insights to identify higher-quality risks.

Scale Without Adding Headcount

Handle higher submission volumes while maintaining underwriting quality and consistency.

Improve Portfolio Performance

Support better pricing decisions and stronger underwriting outcomes.

Why Exasure IRA

Built for P&C carriers, specialty insurers, and MGAs

AI-driven risk assessment and underwriting intelligence in a single platform

Explainable AI for transparency and governance

Modern API-first architecture

Rapid integration with existing ecosystems

FAQs

Which lines of business does IRA support?

IRA can support Commercial P&C, Workers’ Compensation, Property, Liability, Professional Liability, Marine, Cargo, Cyber, Surety, Specialty, and other commercial insurance products.

Does the IRA provide underwriting recommendations?

Yes. It generates AI-assisted risk insights, underwriting summaries, referral recommendations, and configurable risk scores while allowing underwriters to make the final decision.

Can underwriting rules be configured?

Yes. Business rules, appetite guidelines, referral thresholds, scoring models, and approval workflows are fully configurable.

Does IRA integrate with core systems?

Yes. IRA integrates with PAS, CRM, Document Management Systems, Data Providers, Rating Engines, and third-party underwriting tools through APIs.

Can IRA detect submission completeness?

Yes. It identifies missing documents, incomplete submissions, and missing underwriting information before processing.

Does IRA replace underwriters?

No. IRA augments underwriters by reducing manual work and providing AI-assisted recommendations while keeping decision-making under human control.

Can IRA prioritize submissions?

Yes. It can automatically prioritize submissions based on urgency, broker, premium potential, complexity, or configurable business rules.

How does IRA improve underwriting efficiency?

By automating submission intake, extracting key data, summarizing risks, identifying missing information, and enabling underwriters to focus on complex decisions.

Ready to Modernize Underwriting?

See how Exasure’s Intelligent Risk Assessment Platform helps insurers accelerate underwriting, improve risk selection, and drive profitable growth.

Talk to our solution expert