Exasure IRA
AI-Powered Underwriting Intelligence Platform
Faster Risk Assessment. Better Decisions. Stronger Underwriting Performance.
Exasure’s Intelligent Risk Assessment Platform helps insurers automate risk evaluation, improve underwriting decisions, and accelerate quote turnaround times.
By combining AI-driven risk intelligence, automated data extraction, predictive analytics, and workflow orchestration, the platform enables underwriters to focus on decision-making instead of administrative work.
Key outcomes
Faster time-to-quote
Improved risk selection
Higher underwriting productivity
Better pricing consistency
Reduced operating costs
Industry Challenge
Insurers face increasing submission volumes, growing data complexity, and pressure to improve underwriting performance.
How Exasure IRA Helps
- Automated Submission Data Availability
- Faster Underwriting Decisions
- AI-Powered Risk Assessment
- 360° Risk Visibility
- Connected Underwriting Workflow
- Enhanced Underwriter Productivity
What the Platform Does
AI-Powered Risk Intelligence
- Real-time risk scoring
- Claim propensity prediction
- Explainable AI recommendations
- Automated underwriting summaries
Intelligent Data Intake
- Automated extraction from ACORD forms, applications, and loss runs
- Data validation and standardization
- Automated Data Population Across Systems
Underwriting Workbench
- Unified risk view across data sources
- Workflow orchestration from submission to bind
- Automated task routing and prioritization
Risk Enrichment
- Third-Party data augmentation
- Location intelligence and geospatial risk insights
- Real-time risk profile enrichment
Open Integration Framework
- API-first architecture
- Seamless integration with core systems and data providers
- Enterprise-scale deployment
Business Impact
Increase Underwriter Productivity
Reduce administrative effort and enable underwriters to focus on complex risk decisions.
Accelerate Quote Turnaround
Automate intake, analysis, and risk evaluation to speed up underwriting workflows.
Improve Risk Selection
Leverage predictive analytics and AI-driven insights to identify higher-quality risks.
Scale Without Adding Headcount
Handle higher submission volumes while maintaining underwriting quality and consistency.
Improve Portfolio Performance
Support better pricing decisions and stronger underwriting outcomes.
Why Exasure IRA
Built for P&C carriers, specialty insurers, and MGAs
AI-driven risk assessment and underwriting intelligence in a single platform
Explainable AI for transparency and governance
Modern API-first architecture
Rapid integration with existing ecosystems
FAQs
IRA can support Commercial P&C, Workers’ Compensation, Property, Liability, Professional Liability, Marine, Cargo, Cyber, Surety, Specialty, and other commercial insurance products.
Yes. It generates AI-assisted risk insights, underwriting summaries, referral recommendations, and configurable risk scores while allowing underwriters to make the final decision.
Yes. Business rules, appetite guidelines, referral thresholds, scoring models, and approval workflows are fully configurable.
Yes. IRA integrates with PAS, CRM, Document Management Systems, Data Providers, Rating Engines, and third-party underwriting tools through APIs.
Yes. It identifies missing documents, incomplete submissions, and missing underwriting information before processing.
No. IRA augments underwriters by reducing manual work and providing AI-assisted recommendations while keeping decision-making under human control.
Yes. It can automatically prioritize submissions based on urgency, broker, premium potential, complexity, or configurable business rules.
By automating submission intake, extracting key data, summarizing risks, identifying missing information, and enabling underwriters to focus on complex decisions.
Ready to Modernize Underwriting?
See how Exasure’s Intelligent Risk Assessment Platform helps insurers accelerate underwriting, improve risk selection, and drive profitable growth.