Exasure One · Core Modernization

Risk Summaries in Under 2 Minutes: GenAI Underwriting Assistant for Commercial Property

US-Based Mutual Insurance Group
2024
California, US
Homeowners Insurance
The Situation

Serving Underserved Markets Needed a Modern Foundation

Underwriters at a US mutual insurer were spending significant time manually pulling data from emails, PDFs, Excel files, and Word documents just to triage a single submission. Risk evaluation was inconsistent across the book. They needed AI that worked the way underwriters do – fast, thorough, and structured.

The Challenges

Manual triage of submission emails and attachments were time-intensive and inconsistent
Underwriters cross-referencing application data, loss runs, SOVs, and third-party reports manually
Limited throughput constrained book growth without hiring
Inconsistent risk evaluation across underwriters and products
How We Solved It

1

Built GenAI-powered Underwriting Assistant to process submission emails and extract insights from PDFs, Excel, and Word

2

Combined submission data, underwriting guidelines, and external web sources into a unified risk summary

3

Evaluated AWS Bedrock Knowledge Base and OpenSearch for near-real-time inference

4

Entire solution built on AWS serverless for event-driven, scalable, cost-efficient architecture

Tech Stack
Anthropic Claude (via Bedrock)
AWS Lambda
SQS
S3
OpenSearch
Business Outcomes

What Delos Gained

< 2 min

Risk Summary Generation

Serverless

Scalable AWS Architecture

Multi-Doc

PDF + Excel + Word Ingestion
Key Benefits

Built to Compete. Designed to Grow.

✓
Underwriters shifted from data gathering to judgment-intensive decision-making
✓
Standardized risk synthesis improved consistency across the book
✓
Automated document triage and data consolidation from submissions
✓
Seamlessly scalable to additional lines of business and submission formats
Case Details
Client
US-Based Mutual Insurance Group
Segment
Homeowners Insurance
Region
California, US
Year
2024
Status
● Live
Product
Exasure One
Platform
Commercial Property & Package
Headline Numbers
Go-Live
4 Months
Integrations
10+
Cost Impact
Launch Speed
Faster
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